Exness Fees & Spreads 2026: Full Cost Breakdown by Account Type
Complete guide to all Exness trading costs in 2026. EUR/USD spreads, commissions, overnight swap fees, deposit/withdrawal charges, and a cost comparison with XM, IC Markets, and Pepperstone.
Exness Fees & Spreads 2026: Full Cost Breakdown by Account Type
Choosing the wrong Exness account type for your trading style can cost you hundreds of dollars per month in unnecessary trading fees. This guide breaks down every cost category across all five Exness account types — spreads, commissions, overnight swap fees, and non-trading charges — so you can calculate the exact cost of your strategy before depositing.
Data sources: All fee and spread data in this guide is sourced from the Exness fees page (exness.com/fees/), the Exness standard accounts page (exness.com/standard-accounts/), the Exness pro accounts page (exness.com/pro-accounts/), and the Exness Help Center (get.exness.help), retrieved April 2026. Third-party cross-checks are cited where used. All trading costs are variable and subject to change — verify current rates at exness.com before trading.
Exness Fee Structure: Two Categories
Exness costs fall into two distinct categories. Understanding which costs apply to you depends on your trading activity and account type.
Category 1 — Trading Fees (incurred when opening and closing positions):
- Spread (built into the bid/ask price on every trade)
- Commission (charged per lot on Raw Spread and Zero accounts only)
- Overnight swap fees (charged daily when positions are held past rollover time)
- Administration fees (for certain index instruments held overnight)
Category 2 — Non-Trading Fees (charged regardless of trading activity):
- Deposit fees
- Withdrawal fees
- Inactivity fees
- Currency conversion fees
The bottom line on non-trading fees: Exness charges no deposit fees, no withdrawal fees, and no inactivity fees. This is a meaningful cost advantage over brokers such as XM (which charges $5/month after 90 days of inactivity) and many others.
Source: Exness fees page (exness.com/fees/), retrieved April 2026.
Exness Spread List by Account Type
All spreads on Exness are variable — they widen during low liquidity periods (Asian session, overnight) and tighten during peak hours (London/New York session overlap: approximately 13:00–17:00 UTC). The figures below represent typical averages during peak liquidity hours.
EUR/USD Spread Comparison — All Account Types
EUR/USD is the benchmark instrument for broker spread comparison due to its high liquidity.
| Account Type | Min Spread | Typical Average Spread | Commission | Min Deposit |
|---|---|---|---|---|
| Standard | 0.2 pips | ~0.9 pips | None | $10 |
| Standard Cent | 0.2 pips | ~0.9 pips | None | $10 |
| Pro | 0.1 pips | ~0.6 pips | None | $200 |
| Raw Spread | 0.0 pips | ~0.1 pips | $3.50/side per lot | $200 |
| Zero | 0.0 pips | 0.0 pips (top 30 instruments) | Varies by instrument | $200 |
Source: Exness standard accounts page and pro accounts page (exness.com), retrieved April 2026. "Typical average" refers to observed average during London/New York overlap. Spreads widen during news events and off-peak hours.
Exness Spread List: Major Forex Pairs
| Instrument | Standard (avg) | Pro (avg) | Raw Spread (avg) | Zero |
|---|---|---|---|---|
| EUR/USD | ~0.9 pips | ~0.6 pips | ~0.1 pips | 0.0 pips |
| GBP/USD | ~1.2 pips | ~0.8 pips | ~0.2 pips | 0.0 pips |
| USD/JPY | ~0.8 pips | ~0.5 pips | ~0.1 pips | 0.0 pips |
| AUD/USD | ~1.1 pips | ~0.7 pips | ~0.2 pips | 0.0 pips |
| USD/CHF | ~1.3 pips | ~0.9 pips | ~0.2 pips | 0.0 pips |
| USD/CAD | ~1.4 pips | ~1.0 pips | ~0.3 pips | 0.0 pips |
Source: Exness markets/instrument specifications (exness.com/markets/), retrieved April 2026. All values are approximate averages during peak hours. Actual spreads are live and variable.
Exness Spread List: Commodities and Indices
| Instrument | Standard (avg) | Raw Spread (avg) | Zero |
|---|---|---|---|
| XAU/USD (Gold) | ~25 pips | ~7 pips | 0.0 pips (during zero hours) |
| XAG/USD (Silver) | ~3 pips | ~1 pip | Variable |
| WTI Crude Oil | ~4 pips | ~2 pips | Variable |
| Brent Crude | ~5 pips | ~2 pips | Variable |
| US30 (Dow Jones) | ~5 pips | ~2 pips | Variable |
| US500 (S&P 500) | ~0.8 pips | ~0.3 pips | Variable |
Source: Exness instrument specifications (exness.com/markets/), retrieved April 2026. Gold and commodities spreads are particularly volatile during news events — figures are approximate averages.
Exness Spread List: Cryptocurrencies
| Instrument | Standard (avg) | Raw Spread (avg) |
|---|---|---|
| BTC/USD | ~30 pips | ~15 pips |
| ETH/USD | ~3 pips | ~1.5 pips |
| XRP/USD | Variable | Variable |
Source: Exness instrument specifications, retrieved April 2026. Cryptocurrency spreads are highly variable and widen significantly during volatile market conditions. For current crypto spreads, check the Exness instrument specifications page directly.
Trading Commissions Explained
Commissions on Exness apply only to Raw Spread and Zero account types. Standard, Standard Cent, and Pro accounts are commission-free.
Source: Exness Help Center — "Only Zero and Raw Spread trading account types have a trading commission applied. All other trading accounts are commission-free." (get.exness.help, retrieved April 2026).
Raw Spread Account Commission
- Forex pairs: $3.50 per side per standard lot ($7.00 round-trip)
- Metals (XAU/USD, XAG/USD): $3.50 per side per standard lot
- Cryptocurrencies: Commission varies by instrument — check instrument specifications
- Stocks and indices: Commission varies by instrument
Source: Exness pro accounts page (exness.com/pro-accounts/) and DailyForex Exness review (dailyforex.com/forex-brokers/exness-review/fees), retrieved April 2026.
Commission scaling by lot size:
| Lot Size | Entry Commission | Exit Commission | Total Round-Trip |
|---|---|---|---|
| 0.01 lot (micro) | $0.035 | $0.035 | $0.07 |
| 0.1 lot (mini) | $0.35 | $0.35 | $0.70 |
| 1 lot (standard) | $3.50 | $3.50 | $7.00 |
| 5 lots | $17.50 | $17.50 | $35.00 |
| 10 lots | $35.00 | $35.00 | $70.00 |
Zero Account Commission
The Zero account offers 0.0 pip spread on the top 30 instruments for 95% of the trading day, but applies instrument-specific commissions in place of spread. Commission rates for the Zero account are not published as a single fixed rate — they vary by instrument and may change. Verify current Zero account commission rates in your Exness Personal Area or the instrument specifications section before trading.
Source: Exness Zero account page (exness.com/pro-accounts/#zero), retrieved April 2026.
Standard, Standard Cent, and Pro: No Commission
These three account types embed all trading costs in the spread. There is no separate commission charge.
Exness Raw Spread: The Real Cost Comparison
The Raw Spread account's lower spread partially offset by a commission creates a trade-off that depends on your position size and trading frequency.
Break-Even Analysis: Standard vs. Raw Spread (0.1 lot EUR/USD)
| Cost Component | Standard Account | Raw Spread Account |
|---|---|---|
| Spread cost (0.9 pips avg, 0.1 lot) | $0.90 | — |
| Spread cost (0.1 pips avg, 0.1 lot) | — | $0.10 |
| Commission (0.1 lot round-trip) | $0 | $0.70 |
| Total round-trip cost | $0.90 | $0.80 |
At 0.1 lot, Raw Spread saves $0.10 per trade versus Standard.
Break-Even Analysis: Standard vs. Raw Spread (1 lot EUR/USD)
| Cost Component | Standard Account | Raw Spread Account |
|---|---|---|
| Spread cost (0.9 pips avg, 1 lot) | $9.00 | — |
| Spread cost (0.1 pips avg, 1 lot) | — | $1.00 |
| Commission (1 lot round-trip) | $0 | $7.00 |
| Total round-trip cost | $9.00 | $8.00 |
At 1 lot, Raw Spread saves $1.00 per trade.
Implication for scalpers: For traders executing 20+ trades per day at 1 lot each, Raw Spread saves approximately $20/day ($400–500/month) compared to Standard. At smaller sizes (0.01 lot), the commission ($0.07) makes Raw Spread marginally more expensive than Standard for very small accounts.
For detailed account type comparison and minimum deposit requirements, see our Exness Account Types Guide.
Open an Exness Raw Spread Account — EUR/USD spreads from 0.0 pips. $3.50 commission per side per lot. $200 minimum deposit.
Overnight Fees: Swap Rates and Administration Fees
Holding positions past the daily rollover time incurs an overnight fee. This is one of the most overlooked trading costs, particularly for swing traders who hold positions for multiple days.
How Swap Is Calculated
Swap is based on the interest rate differential between the two currencies in a forex pair, adjusted for the broker's markup. It can be either positive (you receive swap) or negative (you pay swap), depending on the direction of the differential and your trade direction.
Rollover time: Typically 22:00–00:00 server time (varies slightly by instrument). Check the Exness platform or Help Center for the exact rollover time for each instrument.
Wednesday triple swap: On Wednesday night, Exness charges three days' worth of swap to account for the weekend (Saturday and Sunday), when markets are closed but interest accrues. For swing traders, holding positions overnight on Wednesday is the highest-cost overnight hold of the week.
Source: Exness Help Center, "Does Exness charge fees on orders held overnight?" (get.exness.help), retrieved April 2026.
Where to Find Current Swap Rates
Swap rates change as central bank interest rates change. The most accurate, real-time source is your MT4/MT5 terminal:
- Open MT4 or MT5
- Right-click on any instrument in the Market Watch panel
- Select "Specification"
- Scroll to "Swap Long" and "Swap Short" values
Exness also publishes swap rates in the instrument specifications section of exness.com/markets/ — note that these may lag slightly behind live terminal rates.
Administration Fees on Index Instruments
For certain stock indices (e.g., US30, US500, GER40), Exness applies an administration fee to overnight positions instead of a standard swap. The fee is charged per lot held overnight and varies by instrument.
Source: Exness Help Center, "About admin fees on overnight orders" (get.exness.help), retrieved April 2026. The exact fee schedule for each index instrument is detailed in this Help Center article and is periodically updated.
Swap-Free (Islamic) Account Option
Traders who cannot pay or receive interest due to religious beliefs can request swap-free account status. In swap-free mode:
- No overnight swap fees are charged
- Exness may apply an administration fee for positions held beyond a defined number of days (varies by account jurisdiction and instrument)
For details on Exness's Islamic account offering, see our Exness Islamic Account Guide.
Non-Trading Fees: Deposits, Withdrawals, and Inactivity
Deposit Fees
Exness charges no deposit fees. Third-party payment processor fees may apply:
- Bank wire transfers: Your sending bank may charge a wire fee (not charged by Exness)
- Cryptocurrency deposits: Blockchain network fees apply (not charged by Exness)
- Most e-wallets and local payment methods: No fees from either Exness or the processor
Source: Exness fees page (exness.com/fees/), retrieved April 2026.
Withdrawal Fees
Exness charges no withdrawal fees. Per BrokerChooser's Exness fees review (updated February 2026): "No, withdrawals are free of charge at Exness."
Withdrawal processing speed: Exness states that 98% of withdrawals are processed automatically (exness.com), meaning most withdrawals complete within minutes to hours rather than days.
For a full breakdown of deposit and withdrawal methods, minimum/maximum amounts, and processing times by region, see our Exness Deposit and Withdrawal Guide.
Inactivity Fees
Exness charges no inactivity fees. An account can remain dormant for any period without being charged.
This contrasts with several competitors:
- XM: $5/month after 90 days of inactivity (source: xm.com/trading-conditions/fees, retrieved April 2026)
- Many other brokers charge $10–$15/month after 12 months
Currency Conversion Fees
If your account base currency differs from a trade's settlement currency, a conversion occurs at the prevailing market rate. Exness does not publish a fixed conversion markup — this cost is embedded in the conversion rate applied.
To minimize conversion costs: Set your account base currency to USD if you primarily trade USD-denominated pairs. This eliminates most currency conversion events.
Exness Spread Comparison: How Exness Costs Compare to Competitors
EUR/USD Standard Account Spread Comparison
| Broker | Standard Account EUR/USD Spread (typical avg) | Commission | Min Deposit |
|---|---|---|---|
| Exness Standard | ~0.9 pips | None | $10 |
| XM Standard | ~1.6 pips | None | $5 |
| IC Markets Standard | ~0.8 pips | None | $200 |
| FBS Standard | ~1.0 pips | None | $1 |
| Pepperstone Standard | ~1.2 pips | None | $200 |
Source: Individual broker specification pages retrieved April 2026 and DailyForex broker comparisons. All spreads are variable — figures are approximate averages during peak hours.
Raw/ECN Account Comparison (Commission-Based)
| Broker | Min Spread (EUR/USD) | Commission (per lot round-trip) | Total Effective Cost (1 lot) |
|---|---|---|---|
| Exness Raw Spread | ~0.1 pips | $7.00 | ~$8.00 |
| IC Markets Raw Trader | ~0.1 pips | $7.00 | ~$8.00 |
| Pepperstone Razor | ~0.1 pips | $7.00 | ~$8.00 |
| XM Ultra Low | ~0.6 pips | $3.50 | ~$9.50 |
Source: Individual broker websites and DailyForex broker reviews, retrieved April 2026.
At the professional tier, Exness Raw Spread is cost-competitive with IC Markets and Pepperstone — two of the most cost-efficient brokers globally at this tier.
Total Daily Cost Example: 20 Trades per Day (0.1 lot EUR/USD)
| Account | Spread Cost/Day | Commission/Day | Total Cost/Day | Monthly (22 days) |
|---|---|---|---|---|
| Exness Standard | $18.00 | $0 | $18.00 | $396 |
| Exness Pro | $12.00 | $0 | $12.00 | $264 |
| Exness Raw Spread | $2.00 | $14.00 | $16.00 | $352 |
| XM Standard | $32.00 | $0 | $32.00 | $704 |
Calculation basis: 1 pip = $1.00 per 0.1 lot. 20 round-trip trades at stated typical spread averages. Actual costs vary based on live spreads, execution timing, and market conditions.
Key finding: At 20 trades per day with 0.1 lots, the Exness Pro account is the most cost-effective option ($264/month) if you are not using a commission-based account. Exness Raw Spread ($352/month) becomes cheaper than Standard only at higher trade frequency or larger lot sizes.
How to Choose the Right Exness Account for Your Strategy
Choosing the right account is the single most effective way to reduce your trading costs. Use this framework:
Decision Framework by Trading Style
| Trading Style | Recommended Account | Why |
|---|---|---|
| Beginner, small capital ($10–$200) | Standard | $10 minimum, no commission, manageable spreads |
| Practice / learning | Standard Cent | Trade with cent lots, minimize dollar exposure |
| Intermediate, day trading | Pro | Tighter spreads than Standard, no commission |
| Scalper, high frequency | Raw Spread | Minimal spread; commission cost justified at volume |
| Institutional / very high volume | Zero | Zero spread on major pairs 95% of the day |
The Pro Account: The Overlooked Middle Ground
Many traders consider only Standard vs. Raw Spread, missing the Pro account as a genuine middle ground. At $200 minimum deposit, the Pro account offers:
- Spreads significantly tighter than Standard (~0.6 pips vs ~0.9 pips on EUR/USD)
- No commission
- Lower total cost than Raw Spread for traders doing 10 or fewer standard lots per day
For traders who have graduated from Standard but are not yet scalping at volume, the Pro account frequently offers the best cost-to-benefit ratio.
See our dedicated Exness Pro Account Review for a full breakdown.
6 Tips to Minimize Your Trading Costs on Exness
1. Match Account Type to Trade Frequency
As the break-even analysis above shows, Raw Spread only becomes cheaper than Standard at sufficient trade volume. If you trade 10 or fewer round-trips per day at 0.1 lot, Standard may cost you less in total than Raw Spread.
2. Trade During Peak Liquidity Hours
EUR/USD spread during the London/New York overlap (approximately 13:00–17:00 UTC) is typically 0.7–1.0 pips on Standard. The same pair at 02:00 UTC may see spreads of 2.0–4.0 pips. For scalpers, off-hours trading with high spread eliminates the advantage of Raw Spread.
3. Use the Exness Trading Calculator
Exness provides a free calculator at exness.com/calculator/ that computes spread cost, commission, margin, and swap for any instrument and position size combination. Use it before every new strategy or position size to verify your cost assumptions.
4. Set Your Account Base Currency to USD
Currency conversion adds an implicit cost. Using USD as your account base currency when primarily trading USD-denominated instruments (EUR/USD, GBP/USD, etc.) eliminates conversion charges on most trades.
5. Close Day Positions Before Daily Rollover
If you are day-trading or scalping, closing all positions before the 22:00 server time rollover avoids swap charges entirely. On Wednesday specifically, avoid holding positions overnight — triple swap applies.
6. Consider Minimum Deposit Requirements Before Upgrading
The Raw Spread and Zero accounts require a $200 minimum deposit. If you are currently on a Standard account with $50–$150 in equity, the Pro account ($200 minimum) may be the most practical upgrade path before moving to commission-based accounts.
Using the Exness Trading Calculator
The Exness Trading Calculator (exness.com/calculator/) is one of the most practical tools available to traders for pre-trade cost verification. It calculates:
- Margin required for any position size and leverage
- Spread cost based on current live spread
- Commission for Raw Spread and Zero accounts
- Overnight swap for any instrument and position direction
- Pip value in your account currency
Before entering any new strategy, run your typical trade parameters through the calculator. This prevents the common mistake of underestimating total costs when designing a strategy.
Open Exness Demo Account to practice with real spreads in a risk-free environment before committing capital.
Frequently Asked Questions
What are Exness spreads on EUR/USD? Exness EUR/USD spreads vary by account type: Standard accounts average approximately 0.9 pips during peak hours, Pro accounts average approximately 0.6 pips, and Raw Spread accounts average approximately 0.1 pips with a $3.50/side commission. Zero accounts offer 0.0 pips with a variable commission. All spreads are variable — they widen significantly during off-hours and news events. Source: exness.com, retrieved April 2026.
Does Exness charge withdrawal fees? No. Exness does not charge withdrawal fees. Third-party bank or network fees may apply on your receiving end. Source: Exness fees page (exness.com/fees/), retrieved April 2026.
What is Exness raw spread? The Exness Raw Spread account type offers interbank-level spreads starting from 0.0 pips on EUR/USD, combined with a commission of $3.50 per side per standard lot ($7.00 round-trip). This is designed for scalpers and high-frequency traders where minimal spread is more valuable than zero commission.
How does Exness compare to XM on spreads? Exness Standard accounts average approximately 0.9 pips on EUR/USD versus approximately 1.6 pips for XM Standard accounts. At the commission-based tier, both Exness Raw Spread and XM's Ultra Low account are priced competitively, with Exness typically offering slightly tighter spreads. Source: broker specification pages, retrieved April 2026.
Does Exness charge swap on all accounts? Standard, Standard Cent, Pro, Raw Spread, and Zero accounts are subject to overnight swap fees unless swap-free (Islamic) status is applied. Swap-free accounts may have administration fees for positions held beyond a defined number of days. Source: Exness Help Center, retrieved April 2026.
What is the Exness spread on gold (XAU/USD)? Gold (XAU/USD) spreads on Exness Standard accounts average approximately 25 pips during peak hours. Raw Spread accounts average approximately 7 pips. Zero accounts may offer 0.0 pip spread during designated zero-spread hours. Gold spreads are highly variable and can widen significantly during market volatility. Source: Exness instrument specifications (exness.com/markets/), retrieved April 2026.
Summary: Exness Fees at a Glance
- No deposit fees, withdrawal fees, or inactivity fees
- Standard / Cent accounts: Commission-free, EUR/USD spreads from 0.2 pips (~0.9 pips typical)
- Pro account: Commission-free, EUR/USD spreads from 0.1 pips (~0.6 pips typical)
- Raw Spread account: $3.50/side per lot, EUR/USD spreads from 0.0 pips (~0.1 pips typical)
- Zero account: 0.0 pip spread on top 30 instruments (95% of trading day); commission varies by instrument
- Overnight swap: Charged daily at rollover; triple on Wednesday; swap-free option available
- Administration fees: Apply to certain index instruments held overnight
- Competitor cost comparison: Exness Standard spreads are below the industry median; Raw Spread is on par with IC Markets and Pepperstone at the professional tier
Related Articles
- Exness Account Types: Full Comparison 2026
- Exness Raw Spread Account: Is the Commission Worth It?
- Exness Pro Account: Full Review
- Exness Zero Account: Full Review
- Exness Leverage Guide 2026
- Exness Deposit and Withdrawal Guide
- Exness vs XM: Full Comparison
Risk Warning: Forex and CFD trading carries significant risk of loss. Trading costs including spreads, commissions, and overnight fees directly reduce profitability. All fee data in this article is sourced from official broker documentation and third-party reviews as of April 2026. Fees are subject to change without notice — always verify current rates directly at exness.com/fees/ before making trading decisions. This content is for informational purposes only and does not constitute financial advice.
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