Exness vs FBS 2026: Spreads, Stop Out, Bonuses Compared

Disclosure: OnForex earns a referral commission if you open an Exness account through our links. We do not have a referral arrangement with FBS.

Short answer: Exness and FBS are both offshore-style retail brokers popular in Asia, Africa and the Middle East, and both offer MT4 and MT5. FBS advertises a very low starting deposit (from USD 5), leverage up to 1:3000 and a 20% stop out. Exness has a 0% stop out on most accounts, a richer set of account types (including commission accounts) and, unlike FBS, no deposit bonuses. Neither is automatically better: pick FBS if you want the lowest entry ticket and are comfortable with a bonus-driven environment; pick Exness if you prefer a no-bonus model with commission-free and raw-spread options.

Exness figures come from the Exness Help Center. FBS figures come from fbs.com (trading conditions, deposits pages) as checked on October 27, 2026. FBS lists "from" and "up to" numbers; actual conditions depend on the FBS entity serving your country, so check them before depositing.

Exness vs FBS at a glance

Feature	Exness	FBS
Minimum first deposit	Standard/Standard Cent: low, depends on payment method and country. Pro, Raw Spread, Zero: at least USD 200 depending on region	Advertises "initial deposit from USD 5"
Spreads	Standard from 0.2 pips (a minimum, not an average); Raw Spread/Zero from 0 pips	Advertises floating spreads from 0.7 pips
Commission	None on Standard, Standard Cent, Pro; Raw Spread up to USD 3.50 per side per lot; Zero from USD 0.05 per side per lot	Advertises no trading commission
Maximum leverage	1:2000 by default for equity under USD 5,000 (Unlimited if conditions are met); Kenya entity max 1:400	Advertises up to 1:3000 on Forex; fixed leverage on other markets (for example stocks 1:100, indices and energies 1:200, metals 1:500)
Margin call / stop out	Margin call 60% (Standard) or 30% (Pro, Raw Spread, Zero); stop out 0% (20% for Kenya and Jordan entities)	Margin call 40%, stop out 20%
Negative balance protection	Yes	Yes (advertised as active)
Bonuses	None. Exness says it offers no welcome, deposit or trading bonus	Check FBS's current promotions; terms and country availability vary
Platforms	MT4, MT5, Exness Terminal, Exness Trade app	MT4, MT5, FBS app
Instruments	Forex, metals, energies, indices, stocks, crypto CFDs (varies by account and country)	Advertises 550+ CFD instruments
Copy trading	Ended on June 25, 2026	Check FBS's current offer
Swap-free	Default on eligible instruments; all instruments for residents of 33 Islamic countries	Swap-free option available

Sources: Exness Help Center; FBS trading conditions; FBS deposits and withdrawals. Checked October 27, 2026. FBS numbers are marketing headlines; we could not test live FBS spreads. Spreads can vary and widen with market volatility, news and market open/close.

Regulation and which company serves you

For both brokers, the licence that matters is the one held by the company named in your client agreement. A group list of regulators does not cover every client.

• Exness: operates through several group companies authorised by different financial regulators. The company that serves you is named in your client agreement and in the footer of your Personal Area. Check the current list on Exness's regulation page and confirm it on the regulator's own register. See our Exness regulation guide.
• FBS: states that it operates under multiple local FBS licences. We did not verify the individual licences or which entity serves each country. Look at the client agreement and the legal documents on fbs.com, then check the regulator's own register.

Spreads and costs

On paper FBS's "from 0.7 pips" is wider than Exness's "from 0.2 pips" on Standard, but both are minimums on floating spreads and neither says what you will actually pay. Real costs depend on the pair, time of day and news. The fair way to compare is to open a demo on both and record the EUR/USD and XAU/USD spread at the same times. Read our Exness fees and spreads guide and the spread list.

If you scalp, Exness's Raw Spread and Zero accounts (from 0 pips plus commission) are designed for it; FBS advertises a commission-free structure, so you will need to see whether its spread suits your style. See Raw Spread and Zero.

Stop out and margin call

This is where the two differ most.

• FBS: margin call at 40% and stop out at 20%. Positions are closed while 20% margin level remains.
• Exness: stop out at 0% for most clients, with margin call at 60% or 30%, and Kenya/Jordan clients at 20%.

A lower stop out gives trades more room, but it also means equity can be almost fully used before closure. Neither setting replaces a stop loss. See our stop out guide.

Leverage

FBS advertises leverage up to 1:3000 on Forex. Exness offers 1:2000 by default (equity under USD 5,000), with Unlimited leverage if conditions are met, and 1:1000 and 1:500 for higher equity tiers. Both are extremely high compared with regulated retail limits in many countries. Leverage is not the same as advantage: it amplifies losses as well as gains. See Exness leverage.

Bonuses

Exness: no bonuses. FBS: we did not verify its current promotions; check its official site, because availability depends on country and entity and bonus conditions can restrict withdrawals. If you take a bonus anywhere, read the withdrawal conditions first. More on Exness in our Exness bonus guide.

Deposits and withdrawals

• FBS: advertises 200+ payment methods, instant withdrawals "available", and zero FBS commission on payments. Third-party providers may charge.
• Exness: says it charges no processing fees on deposits and withdrawals, though providers and banks may; withdrawals can be requested 24/7 and over 98% are processed automatically. Speed depends on the method. See deposit and withdrawal and withdrawal time.

Both require verification and payments in your own name.

Platforms and tools

Both support MetaTrader 4 and 5 on desktop, web and mobile, plus a proprietary app. Exness adds Exness Terminal. FBS has an in-house app with deposits, withdrawals and trading. See our MT5 download guide.

Account types

Exness has Standard Cent, Standard, Pro, Raw Spread and Zero. FBS markets a simpler lineup; check fbs.com for the account list in your country. See Exness account types.

Which should you choose?

Choose Exness if you:

• want commission or raw-spread accounts as well as spread-only accounts
• prefer a broker with no bonus structure attached to your deposit
• want to submit withdrawal requests 24/7 (withdrawal processing time can vary by payment method)
• live in Kenya and want to see how the Exness (KE) Limited terms differ

Choose FBS if you:

• want the smallest possible first deposit (FBS advertises USD 5)
• want a higher advertised leverage ceiling on Forex
• like in-app education and a community-driven environment (check what FBS offers in your country)

Test both on demo accounts before depositing real funds. Use our Exness demo guide.

Frequently Asked Questions

Is Exness better than FBS?

Neither is better for everyone. Exness has more account types and a 0% stop out; FBS advertises a USD 5 start and 1:3000 leverage. Match the broker to your size, strategy and country.

Which has lower spreads, Exness or FBS?

Exness advertises Standard from 0.2 pips and Raw Spread/Zero from 0 pips plus commission; FBS advertises from 0.7 pips with no commission. All are minimums. Compare live spreads on demo.

Which has the lower minimum deposit?

FBS advertises USD 5. Exness Standard and Standard Cent have low minimums that depend on payment method and country; Pro, Raw Spread and Zero need at least USD 200 depending on region.

What is the FBS stop out level versus Exness?

FBS lists margin call 40% and stop out 20%. Exness has a 0% stop out for most accounts and 20% for Kenya and Jordan entities.

Does Exness give bonuses like FBS?

No. Exness says it does not offer welcome, deposit or trading bonuses.

Is FBS regulated?

FBS says it operates under multiple local licences. Verify the licence for the entity named in your client agreement on the regulator's website.

Can I use both brokers?

Yes, many traders keep separate accounts. Do not move funds in ways that conflict with each broker's rules, and keep records for tax purposes.

Which is better for beginners?

Both offer demo accounts and cent-style or low-entry accounts. Beginners should focus on small lot sizes, stop losses and a demo period more than on the broker.

Risk warning: Forex and CFD trading involves a high risk of loss. This article is general information, not investment advice.